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3%. February 10, 2023. Cash advance fee. ₱200 per transaction. November 3, 2020. Minimum amount due. ₱500 or the sum of 1% of the full current amount owed + 1/12 of the annual fee + 100% of monthly installment amount and any past due amount, overlimit amount, and late charge, whichever is higher. February 28, 2022. incentive credit cards